PERSONAL, FAMILY AND BUSINESS RISK AND MEDICAL INSURANCE IN AUCKLAND AND THROUGHOUT NEW ZEALAND
Mortgage Repayment
What would happen if you got sick or injured and couldn’t work?
Would your family be able to keep up with the mortgage or rent? At Immerse Life, we help you stay secure in your home by protecting your ability to pay—even when life takes an unexpected turn.
Key Benefits of Immerse Life Mortgage Cover
10% Monthly Mortgage or Rent Payments
Works with Income Protection to fully secure your lifestyle
No Waiting Period for Certain Conditions
Future Insurability Benefit – Increase your cover without reapplying
Financial Advice Benefit – Get reimbursed for professional advice
Partial & Total Disability Benefits – You're still covered even if you can work in a limited way
Rehabilitation & Support Services
Vocational Assistance – Help transitioning back to work when you're ready
For more details, speak with one of our friendly financial advisers
What Is Mortgage Repayment Insurance?
Mortgage Repayment Insurance is a safety net for your home. If you're unable to work due to illness or injury, this cover pays 110% of your monthly mortgage repayments—more than just your loan amount—to also help with:\
House and contents insurance
Council rates and land taxes
Rising interest rates
Why This Coverage Matters
Your home is more than property—it’s your foundation. One unexpected accident or illness shouldn’t be the reason you lose it.
Mortgage repayment protection ensures:
Your family stays in their home
You avoid debt buildup during recovery
You can focus on healing, not hustling
Did You Know?
Every day, 24 New Zealanders suffer a stroke.
1 in 4 of them is under age 65.
Around 20,000 Kiwis are diagnosed with cancer each year.
You don’t plan to get sick—but you can plan to stay protected.
