PERSONAL, FAMILY AND BUSINESS RISK AND MEDICAL INSURANCE IN AUCKLAND AND THROUGHOUT NEW ZEALAND
Trauma Insurance
Serious illness or injury can strike without warning. Whether it’s cancer, stroke, heart attack—or a critical condition affecting your child—trauma insurance gives you a lump sum payout so you can focus on recovery, not finances.
Why Choose Trauma Insurance?
Life doesn’t pause when tragedy hits. Medical bills, time off work, home care, and family responsibilities continue—and that can create immense financial pressure. Trauma insurance helps you:
Cover medical treatment and rehab costs
Take time off work without stress
Support your family without draining your savings
Be present for your loved ones when they need you most
Key Features at a Glance
Coverage for 50+ defined medical conditions
Protection for unlisted but severe illnesses/injuries
Built-in cover for children (starting from age 2)
Latest medical techniques considered at claim time
Options for Progressive Care and Critical Conditions
Financial & legal advice reimbursement at claim time
Child & Newborn Protection Built In
Children’s Trauma Benefit: 50% of your policy sum (up to $50,000) if your child faces a critical illness or injury
Newborn Benefit: Cover for 5 specified congenital conditions if diagnosed within the first 30 days
No reduction in your own cover amount
Available as standalone cover for children starting at age 2
Why It’s Urgent to Act Now
On average, someone dies in New Zealand every 16 minutes.
Bowel cancer is NZ’s second-deadliest cancer.
Stroke is the third most common cause of death.
Cancer is still the leading cause of death overall.
Life is unpredictable—but you can be prepared.
Flexible Support When Life Changes
Enhancement Pass Back Benefit: Any future product upgrades are automatically passed on to you—no extra cost, no paperwork.
Medical Advancements Provision: We accept new, more advanced diagnostic methods when assessing your condition
Severe Illness or Injury Benefit: You’ll still be covered if your condition isn’t specifically named, but meets our criteria for severity.
Return Home Benefit: If you become critically ill overseas, we’ll cover up to $10,000 to bring you and a support person back home.
Two Trauma Insurance Options Tailored for You
Critical Conditions Cover
Receive a one-time lump sum if you’re diagnosed with a major condition. Optional reinstatement available.
Progressive Care
Covers a wider range of conditions, including less severe cases, with partial payments tied to diagnosis severity. Multiple claims possible. Great on its own or combined with Critical Conditions.
Why Immerse Life?
We’re not just insurance brokers—we’re a faith-driven, purpose-led team that genuinely cares about your family’s wellbeing. Our mission is to help you build financial security and a legacy of wealth, one wise choice at a time.
Compassionate Service
Tailored Plans That Reflect Your Needs
Trusted by Families and Businesses Nationwide
Let’s Talk About Your Protection Plan
Your life, your health, your family—they deserve to be covered.
42 Lilybank Crescent, East Tamaki, Auckland
📧 dennis@immerselife.co.nz
📱 022 413 9552
🕘 Mon–Sat, 8:00 AM – 6:00 PM
